Danamon Virtual Account
DOKU has partnered with various banks and one of them is Danamon to provide Virtual Account Payment. Learn more about how DOKU can help you integrate with Danamon Virtual Account here.
Integration Methods
There are two methods to integrate with BNI VA:
Create VA: The VA number will be registered to DOKU and Acquirer will inquiry to our side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.)
DOKU Generated Payment Code (DGPC): The VA number is generated by DOKU. Suitable for e-commerce business model.
Merchant Generated Payment Code (MGPC): The VA number is generated by Merchant. Suitable for top up business model.
Direct Inquiry (DIPC): The VA number is registered on merchant side and DOKU will forward Acquirer inquiry request to merchant side when the customer make payment at the acquirer channel (ATM, mobile banking, internet banking, etc.)
Integration Steps
Precondition
Get Token API
As client who hit DOKU's API such as Create VA, you need to obtain an access token first. Learn how to do it in this section.
Generate Signature
X- SIGNATURE
is a security parameter that needs to be generated on merchant's Backend to verify the request authenticity.
So, it's very crucial for merchant to generate the X-SIGNATURE. Learn how to do it in this section
Here is the overview of how to integrate with Virtual Account:
1. Create Virtual Account
To create Payment Code, you will need to hit this API through your Backend:
API Endpoint
Here is the sample request header, request body and response body for Danamon VA :
a. DOKU Generate Payment Code
Check this flow diagram to get know about this method.
Request Header
Learn what are the response codes!
b. Merchant Generate Payment Code
Check this flow diagram to get know about this method!
Request Header
Learn what are the response codes!
Pro Tips!
You can also show payment instruction link to your customer by using
additionalInfo.howToPayPage
If you wish to customize the UI for the payment instruction, you can use the
additionalInfo.howToPayApi
c. Display Virtual Account
You can display the payment code to your customer by using virtualAccountData.virtualAccountNo
that you retrieved from the API response.
d. Acknowledge payment result
After the payment is being made by your customer, DOKU will send HTTP Notification to your defined Notification URL
. Learn how to handle the notification from DOKU .
Payment Notification
e. Hit DOKU Check Status API
If you do not receive notifications from DOKU due to some issue, you can perform an API status check on the DOKU side to determine the updated transaction status. See the detailed request and response here Check Status API.
f. Delete Virtual Account
If you wish to delete your virtual account, you can do that by hitting the API with this API :
Request Header
g. Update Virtual Account
If you wish to update your virtual account, you can do that by hitting the API with this API :
Request Header
Additional Feature
Open Payment
DOKU supports open payment meaning that your customer can input their own payment amount. To use open amount, you need to set virtualAccountTrxType
= 2
and you need to send totalAmount.value
= 0
and totalAmount.currency
= IDR
DOKU. Here is the sample:
2. Direct Inquiry
Here is the overview of how to integrate Direct Inquiry BNI VA
Check this flow to diagram to get know about this API :
To get Inquiry Request from DOKU, you will need to hit this API through your Backend:
a. Setup Inquiry URL on DOKU Dashboard
To receive the inquiry request from DOKU. You must set your Inquiry URL
to DOKU. Please contact our team for the setup.
Please inform the Inquiry URL
for Sandbox environment and Production environment.
b. Generate Payment Code on your end
Generate payment is done in your system. The payment code length maximum is 23
digits.
c. Receive Inquiry Request from DOKU
Here is the sample request header, request body from DOKU
Request Header
d. Acknowledge Payment Notification
After the payment is being made by your customer, DOKU will send HTTP Notification to your defined Notification URL
. Learn how to handle the notification from DOKU .
e. Hit DOKU Check Status API
If you do not receive notifications from DOKU due to some issue, you can perform an API status check on the DOKU side to determine the updated transaction status. See the detailed request and response here Check Status API.
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