BRI Direct Debit

BRI Direct Debit

One of DOKU's direct debit partner is BRI. Learn more about integration to BRI Direct Debit here.

Integration Steps

The overview of integration process with BRI Direct Debit

1. Card Registration

2. OTP Verification

3. Direct Debit Payment

4. Direct Debit Payment Notification

Card Registration

Merchant can register BRI card/account to customer ID. Each card/account can only registered/bind to one customer on one merchant. Customer need to verify OTP and input PIN on BRI page.

The flow of Card Registration:

API Endpoint

Environment	Endpoint
HTTP Method	POST
API Sandbox	https://api-sandbox.doku.com
API Production	https://api.doku.com
Path	/wtd-direct-debit-snap-bri/snap/v1.0/registration-card-bind

The sample of Request Header, Request Body and Response Body for BRI Direct Debit Card Registration:

OTP Verification

Once the customer has registered their card through the platform, merchant needs to verify the card. Merchant can hit this API to verify the OTP.

The flow of OTP Verification:

Environment	Endpoint
HTTP Method	POST
API Sandbox	https://api-sandbox.doku.com
API Production	https://api.doku.com
Path	/wtd-direct-debit-snap-bri/snap/v1.0/otp-verification

The sample of Request Header, Request Body and Response Body for BRI Direct Debit OTP Verification:

Direct Debit Payment

This API is used for payment of transaction based on the card number in the card token obtained from the Card Registration/Binding process. After merchant hit this Payment API, DOKU will deduct the customer's balance.

The flow of Direct Debit Payment:

Environment	Endpoint
HTTP Method	POST
API Sandbox	https://api-sandbox.doku.com
API Production	https://api.doku.com
Path	/wtd-direct-debit-snap-bri/snap/v1.0/debit/payment-host-to-host

The sample of Request Header, Request Body and Response Body for BRI Direct Debit Payment:

Direct Debit Payment Notification

After the payment is done by the customer, DOKU will send HTTP Notification to merchant's defined Notification URL. Learn how to handle the notification from DOKU.

Additional Feature

Online Direct Debit Refund

This endpoint is used to create refund requests for previously successful payments. Refunds can be made in full or partial amounts. Merchant can refund the transaction to DOKU. Hit this API to refund the transaction. Currently DOKU Support Full Refund.

The flow of Direct Debit Refund:

Environment	Endpoint
HTTP Method	POST
API Sandbox	https://api-sandbox.doku.com
API Production	https://api.doku.com
Path	/wtd-direct-debit-snap-bri/snap/v1.0/refund

The sample of Request Header, Request Body and Response Body for BRI Direct Debit Refund:

Card Registration Unbinding

This API is used to delete customer's card data in DOKU.

API Endpoint

Environment	Endpoint
HTTP Method	POST
API Sandbox	https://api-sandbox.doku.com
API Production	https://api.doku.com
Path	/wtd-direct-debit-snap-bri/snap/v1.0/registration-card-unbind

The sample of Request Header, Request Body and Response Body for BRI Direct Debit Card Registration Unbinding: