Cards
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DOKU provides various payment channels. One of the most used is Credit Card. By using this payment channel, your customers can pay their order with their credit card or any online transaction capable debit card. DOKU has partenered with various banks and principals (Visa, MasterCard, JCB, Amex) to provide a secure and seamless payment experience for your customers.
You can integrate credit card in two ways based on the PCI DSS compliance:
Non-PCI DSS certified merchant is allowed to integrate through , or through our , where we will process customer's card information securely for you
If you are PCI DSS certified, you can integrate through
The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for organizations that handle branded credit cards from the major card schemes. The PCI Standard is mandated by the card brands but administered by the Payment Card Industry Security Standards Council.
SALE
This is a single transaction where the authorization (approval of funds) and capture (deduction from the card) happen at the same time. It’s common for retail purchases where funds are immediately processed.
Authorize Capture
This involves two steps. First, the authorization checks if funds are available and reserves them but doesn’t immediately deduct them. Later, a capture request completes the transaction and deducts the funds. Often used for services where a final amount might not be determined upfront, like hotels or rentals.
Installment
Allows cardholders to split the payment over a series of periodic payments (e.g., monthly) instead of paying the entire amount upfront. It’s a way to make larger purchases more manageable and is generally arranged in collaboration with the acquiring bank.
MOTO
This is a type of transaction where the card is not physically present, typically used in orders taken over the phone or by mail. Merchants manually enter the card details into the system.
Recurring
Designed for ongoing services (like subscriptions), where the card is automatically charged at regular intervals (e.g., monthly). It requires the cardholder’s consent for ongoing billing and doesn’t need their card information every time.
Learn more how to start accept payments with Credit Card: