CIMB Direct Debit
CIMB direct debit offers tokenization scheme that requires customer to input OTP and/or PIN to verify every payment.
Integration Steps
Overview of integration process with CIMB Direct Debit.
1. Account Binding
Account Binding process should be done before payment can be made and processed. Merchant will send account binding request from customer to DOKU. The request includes customer's phone number that is registered to customer's CIMB account.
Each CIMB account can only be bind to one customer on one merchant. Customer needs to do verification for account binding process by inputting OTP and PIN.
Account Binding Flow

API Endpoint
HTTP Method
POST
API Sandbox
API Production
Path
.../direct-debit/core/v1/registration-account-binding
Sample of Request Header, Request Body and Response Body
Notes:
Parameter with (*) is mandatory
Paramater without (*) is optional/conditional
Client's current local time in yyyy-MM- ddTHH:mm:ssTZD format
2020-12-21T07:56:11.000ZAlgorithm symmetric signature HMAC_SHA512 (clientSecret, stringToSign)
85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5Unique ID for a partner (DOKU'S Client ID)
821508239190Numeric String. Reference number that should be unique in the same day (request-id)
418075533589Access Token obtained from Get B2B Token API
Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQPhone Number Customer | Format: 628238748728423 | min length: 9 max length: 16 | Mandatory
628238748728423Successful
POST /direct-debit/core/v1/registration-account-binding HTTP/1.1
Host: {api-domain}
X-TIMESTAMP: 2020-12-21T07:56:11.000Z
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 821508239190
X-EXTERNAL-ID: 418075533589
Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQ
Content-Type: application/json
Accept: */*
Content-Length: 365
{
"phoneNo": "628238748728423",
"additionalInfo": {
"channel": "DIRECT_DEBIT_CIMB_SNAP",
"custIdMerchant": "cust-001",
"customerName": "John Doe",
"email": "[email protected]",
"idCard": "12345",
"country": "Indonesia",
"address": "Bali",
"dateOfBirth": "19990101",
"successRegistrationUrl": "https://merchant.doku.com/success",
"failedRegistrationUrl": "https://www.merchant.com/failed"
}
}Successful
{
"responseCode": "2000700",
"responseMessage": "Successful",
"referenceNo": "129260743966",
"redirectUrl": "https://doku.com/direct-debit/ui/binding/2238230713001534401107183161486001168389",
"additionalInfo": {
"custIdMerchant": 12345679504,
"status": "PENDING",
"authCode": 2.23823090518282e+39
}
}2. Payment
After customer's account is bind/linked and customer has enough balance for payment, merchant can send payment request from customer to DOKU by bringing customer's token.
Payment Flow

API Endpoint
HTTP Method
POST
API Sandbox
API Production
Path
.../direct-debit/core/v1/debit/payment-host-to-host
Sample of Request Header, Request Body and Response Body
Notes:
Parameter with (*) is mandatory
Paramater without (*) is optional/conditional
Client's current local time in yyyy-MM- ddTHH:mm:ssTZD format
2020-12-21T07:56:11.000ZAlgorithm symmetric signature HMAC_SHA512 (clientSecret, stringToSign)
85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5Unique ID for a partner (DOKU'S Client ID)
821508239190Numeric String. Reference number that should be unique in the same day (request-id)
418075533589Default value: DH(DOKU Hosted) Value: DH/H2H
H2HAccess token obtained from B2B2C API
Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9aAccess Token obtained from Get B2B Token API
Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQReference No From Partner | max: 12 | Mandatory
INV-0001Successful
POST /direct-debit/core/v1/debit/payment-host-to-host HTTP/1.1
Host: {api-domain}
X-TIMESTAMP: 2020-12-21T07:56:11.000Z
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 821508239190
X-EXTERNAL-ID: 418075533589
Authorization-customer: Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9a
Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQ
Content-Type: application/json
Accept: */*
Content-Length: 246
{
"partnerReferenceNo": "INV-0001",
"amount": {
"value": "10000.00",
"currency": "IDR"
},
"additionalInfo": {
"channel": "DIRECT_DEBIT_CIMB_SNAP",
"remarks": "Remarks",
"successPaymentUrl": "www.merchant.com/success",
"failedPaymentUrl": "www.merchant.com/failed"
}
}Successful
{
"responseCode": "2005400",
"responseMessage": "Successful",
"webRedirectUrl": "https://app-uat.doku.com/link/283702597342040",
"partnerReferenceNo": "INV-0001"
}3. OTP Verification
Once customer has submitted their payment request along with the OTP, merchant needs to verify the payment. Merchant can hit this API to verify the OTP.
OTP Verification Flow

API Endpoint
HTTP Method
POST
API Sandbox
API Production
Path
.../direct-debit/core/v1/otp-verification
Sample of Request Header, Request Body and Response Body
Notes:
Parameter with (*) is mandatory
Paramater without (*) is optional/conditional
Client's current local time in yyyy-MM- ddTHH:mm:ssTZD format
2020-12-21T07:56:11.000ZAlgorithm symmetric signature HMAC_SHA512 (clientSecret, stringToSign)
85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5Unique ID for a partner (DOKU'S Client ID)
821508239190Numeric String. Reference number that should be unique in the same day (request-id)
418075533589Access token obtained from B2B2C API
Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9aAccess Token obtained from Get B2B Token API
Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQPartner Reference No Payment | max: 36 | Mandatory
INV-0001OTP sent to customer | min: 6 max: 6 | Mandatory
111000Value should always be otpPayment | Mandatory
otpPaymentSuccessful
POST /direct-debit/core/v1/otp-verification HTTP/1.1
Host: {api-domain}
X-TIMESTAMP: 2020-12-21T07:56:11.000Z
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 821508239190
X-EXTERNAL-ID: 418075533589
Authorization-customer: Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9a
Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQ
Content-Type: application/json
Accept: */*
Content-Length: 223
{
"originalPartnerReferenceNo": "INV-0001",
"otp": "111000",
"action": "otpPayment",
"additionalInfo": {
"channel": "DIRECT_DEBIT_CIMB_SNAP",
"bankCardToken": "eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnR"
}
}Successful
{
"responseCode": 2000400,
"responseMessage": "Successful",
"originalReferenceNo": "GuJNX01wKYMdEGNUJ1k"
}4. Payment Notification
After payment is completed, DOKU will send HTTP Notification to merchant's defined Notification URL. Learn how to handle the notification from DOKU.
5. Additional Feature
Online Refund
This endpoint is used to create refund request for previous successful payment. Merchant can request a transaction refund to DOKU. Full refund and partial refund are available to be requested.
Online Refund Flow

API Endpoint
HTTP Method
POST
API Sandbox
API Production
Path
.../direct-debit/core/v1/debit/refund
Sample of Request Header, Request Body and Response Body
Notes:
Parameter with (*) is mandatory
Paramater without (*) is optional/conditional
Client's current local time in yyyy-MM- ddTHH:mm:ssTZD format
2020-12-21T07:56:11.000ZAlgorithm symmetric signature HMAC_SHA512 (clientSecret, stringToSign)
85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5Unique ID for a partner (DOKU'S Client ID)
821508239190Numeric String. Reference number that should be unique in the same day (request-id)
418075533589Access token obtained from B2B2C API
Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9aAccess Token obtained from Get B2B Token API
Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQPartner Reference No Purchase Transaction | max: 12 | Mandatory
INV-0001External ID Purchase Transaction | max: 36 |
REQ-0001Reason from customer | max: 255
Request by CustomerPartner Refund No| max: 12 | Mandatory
INV-REF-0001Successful
POST /direct-debit/core/v1/debit/refund HTTP/1.1
Host: {api-domain}
X-TIMESTAMP: 2020-12-21T07:56:11.000Z
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 821508239190
X-EXTERNAL-ID: 418075533589
Authorization-customer: Bearer fa8sjjEj813Y9JGoqwOeOPWbnt4CUpvIJbU1mMU4a11MNDZ7Sg5u9a
Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQ
Content-Type: application/json
Accept: */*
Content-Length: 244
{
"additionalInfo": {
"channel": "DIRECT_DEBIT_CIMB_SNAP"
},
"originalPartnerReferenceNo": "INV-0001",
"originalExternalId": "REQ-0001",
"refundAmount": {
"value": "10000.00",
"currency": "IDR"
},
"reason": "Request by Customer",
"partnerRefundNo": "INV-REF-0001"
}Successful
{
"responseCode": "2000700",
"responseMessage": "Successful",
"refundAmount": {
"value": "10000.00",
"currency": "IDR"
},
"originalPartnerReferenceNo": "Ra7o1bLJAh2oV9eb33129stQc5xFm5s7",
"originalReferenceNo": "Ra7o1bLJAh2oV9eb33129stQc5xFm5s7",
"refundNo": "Ra7o1bLJAh2oV9eb33129stQc5xFm5s7",
"partnerRefundNo": "Ra7o1bLJAh2oV9eb33129stQc5xFm5s7",
"refundTime": "2024-01-01T09:09:00.123"
}Account Unbinding
If a registered customer no longer wants their account/card to be bind/linked and wish to remove themself from DOKU's and merchant’s system, merchant can send account unbinding request that is initiated by customer.
API Endpoint
HTTP Method
POST
API Sandbox
API Production
Path
.../direct-debit/v1/registration-account-unbinding
Sample of Request Header, Request Body and Response Body
Notes:
Parameter with (*) is mandatory
Paramater without (*) is optional/conditional
Client's current local time in yyyy-MM- ddTHH:mm:ssTZD format
2020-12-21T07:56:11.000ZAlgorithm symmetric signature HMAC_SHA512 (clientSecret, stringToSign)
85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5Unique ID for a partner (DOKU'S Client ID)
821508239190Numeric String. Reference number that should be unique in the same day (request-id)
418075533589Access Token obtained from Get B2B Token API
Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQformat: Value from getTokenB2B2C | max: 2048 | Mandatory
eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTg4MjI3NTQsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjAyLTE2OTAyNzUzNTM3OTgiLCJhY2NvdW50SWQiOiJjZTBhZWIyM2YyMmZhOTgxZWViNTE1MjFmZmNkYmUzNyJ9.QZ2z0p2PoCYbuBSId7LleLqTUwNyNIeM1PUSaV4DwGKO05l7xQ3EbpdAPK62hxKNcczKqQqGY2Om6rzS78s2Tj88dkDD2vl46o3xEPd_plqQW8ayFqS74Z_HcFJfdo-egqFv9rAX7qgiE5AJHSx_hFolET9B3o3Jx82lmQutnXOjYb5gW9PV0FCPIZRWOaXppOSJSVcmTvXZxF0KUID9-2QVmQ5aPZroHjShYJKGyUu-1tCPClD_CbZMCi3TxhKLnI3e2oIoK7VjXEsrJjuil8O1zZTT7_aXAGgTu5UcPCrc0U9_3Nj-wQlEjDpedMVypKAWATWBUVpMo2MAsBRDAwSuccessful
POST /direct-debit/core/v1/registration-account-unbinding HTTP/1.1
Host: {api-domain}
X-TIMESTAMP: 2020-12-21T07:56:11.000Z
X-SIGNATURE: 85be817c55b2c135157c7e89f52499bf0c25ad6eeebe04a986e8c862561b19a5
X-PARTNER-ID: 821508239190
X-EXTERNAL-ID: 418075533589
Authorization: Bearer eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTgwNTA3NDMsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjExLTE2OTY5MTk2NTE5MTgifQ.x-D5VlK6TlVZbLPUSCr-Gbfgh4tnp0QDJmedYFHJGHFjg1c4x39pszU4sLvRhr0Jk0vKdMIzxUZeNhKoesWqDJitnG3kfrNZNsMb_WYUC0tJW91onXzYOKXiTgsHwRNFoWPQHlXIEtT3RQm-SRlCpk_E0gsavgkQn2-kbJEBnPhIs4eKg5IUY9GYi4hRr-_GHsudDl8sd2B5UBB_rHYq36BRmLXH7i7MQADHPsB1ktPVgk3ZWF0jebEjI-lJ88p-omL1vQNvRseXej2HKBa9chGLmPDvXYBQaRmmstHz-tv1boFrHfwsHJebcUec-i3WE1vMvP_3EPXdbqb45N4ciQ
Content-Type: application/json
Accept: */*
Content-Length: 584
{
"tokenId": "eyJhbGciOiJSUzI1NiJ9.eyJleHAiOjE2OTg4MjI3NTQsImlzcyI6IkRPS1UiLCJjbGllbnRJZCI6IkJSTi0wMjAyLTE2OTAyNzUzNTM3OTgiLCJhY2NvdW50SWQiOiJjZTBhZWIyM2YyMmZhOTgxZWViNTE1MjFmZmNkYmUzNyJ9.QZ2z0p2PoCYbuBSId7LleLqTUwNyNIeM1PUSaV4DwGKO05l7xQ3EbpdAPK62hxKNcczKqQqGY2Om6rzS78s2Tj88dkDD2vl46o3xEPd_plqQW8ayFqS74Z_HcFJfdo-egqFv9rAX7qgiE5AJHSx_hFolET9B3o3Jx82lmQutnXOjYb5gW9PV0FCPIZRWOaXppOSJSVcmTvXZxF0KUID9-2QVmQ5aPZroHjShYJKGyUu-1tCPClD_CbZMCi3TxhKLnI3e2oIoK7VjXEsrJjuil8O1zZTT7_aXAGgTu5UcPCrc0U9_3Nj-wQlEjDpedMVypKAWATWBUVpMo2MAsBRDAw",
"additionalInfo": {
"channel": "DIRECT_DEBIT_CIMB_SNAP"
}
}Successful
{
"responseCode": "2000500",
"responseMessage": "Successful",
"referenceNo": "UNB-0001"
}Last updated
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