Split Settlement
Split Settlement is a feature that enables to define your settlement rule for a payment. This is a good solution for a merchant that need customized settlement rule such as, marketplace, platforms, franchise, business with various branches, and many more. Split Settlement will help you to manage your complex payment flows.
Preparation
This feature only works for Aggregator Merchant, meaning that your funds are settled from acquiring to DOKU, then DOKU will forward the funds to your account.
You have activated the split settlement service when onboarding to DOKU. If not activated, we will settle all settlement amounts to your default bank account. You can activate split settlement service through menu Setting > Service.
Create new bank account on DOKU Back Office from menu Setting > Bank Account and click the Add button, then fill the form and click Submit button.
We will verify your data and after the status is
Verified
then you can retrieve thesettlement_bank_account_id
from Bank Settlement ID column to put into your Split Settlement RuleSplit settlement currently only works for integration with:
Checkout
Direct API
Then you are good to go!
Implementation
Split settlement done when payment request success. To do split settlement, please add this additional_info.settlement
object into your payment request:
Please be aware that the object names in this system are case sensitive. This means that "ObjectName" and "objectname" would be treated as two distinct objects. Be sure to use the exact case as specified to avoid any errors or issues in your implementation
Sample Usage
Let's assume you are using the Checkout integration. You can simply add these parameters into your API Initiate Payment:
NOTES
The split settlement is calculated based on the Net Settlement amount, not the order amount. This means you must deduct the Total Fee from the order amount to determine the Net Settlement value.
Here is the illustration:
Let's assume that the order.amount
is Rp104,500
and the Total Fee that being charged by DOKU for this transaction is Rp4,500
and you want to split the amount into two bank accounts with percentage of 15%
into the first bank account (SBA-0001-123123123
) and 85%
into the second bank account (SBA-0002-321321321
).
Therefore, the first bank account will receive Rp15,000
and second bank account will receive Rp85,000
.
Split Settlement Information
You can see the split settlement bank account information from each success transaction, follow the steps given below:
Login to DOKU Back Office and go to Report > Reconciled Transaction
Click the icon on the Action column at the transaction you wish to see
FAQs
What if the settlement amount defined incorrectly?
The transaction will still be processed, but the split settlement mechanism will not be executed. The funds will settled to the primary bank account that you set in the settlement configuration.
Can I use this feature with hold & release settlement or custom settlement report?
Of course, you can!
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